Q: What are the requirements needed for the application process?
A: 5 sources must be gathered first. They are described on the application.
Q: How long is the credit process from start to end?
A: Minimum 30 days until file is completed. Average time is 6 - 9 months for a completely clean file of all negative items. Keep in mind we have over 500 files that were completed in only 30 days.
Q: Why are fees so costly?
A: That depends on what you are willing to pay for a TOP Executive from the the Equifax Corporation working on your file. Some might think that is worth at least $3000.00.
Q: How often does a client receive updates?
A: The sign-up process takes just a couple of minutes -- and there are no long surveys or endless forms to fill out. In just a couple of minutes you can be signed up and access our Affiliate Resource Center where you'll find all the info you need to get started.
Q: Is there any personal Guarantee?
A: The only guarantee we offer is $10,000.00 cash to the client if we can’t do what we say we can do.
Q: Can a refund be issued?
A: Yes, but only if services have not officially began. Once we begin the process, we have
a no refund policy.
Q: Can I fax you my application information?
A: Yes, you may fax your application to us along with all needed documentation but you must also MAIL your information. The reason for this is because too much information becomes unclear when faxing documents.
Q: Can I fax any documentation or updates i get from the credit bureas?
A: NO. Unfortunately, we only work with original documentation. Feel free to make copies of all information that comes to you but you must forward all information received directly to us.
Q: Can I scan any documentation and send it through email?
A: YES, you may scan the application and all documentation relating to that client application into us. Unfortunately, we cannot accept scanned copies of credit reports or any updates you receive at this time.
Q: Once the credit repair is done, will the information come back onto my credit report?
A: Anything that comes off your credit report can come back, however, most people doing credit repair are neither knowledgeable or thorough in what they are doing - therefore, the majority of what they take off tends to come back(usually 60 - 70% of the time). When you do a thorough job, very little ever returns. However, it is still possible. When we find something that comes back, we will remove it a second time completely free of charge, thus solving the problem in most all cases.
Q: What other charges are there?
A: None. As long as this remains an active account and you are providing us with the information that the credit bureaus send to you. If you stop sending us this information for a period of 6 months, then we will close out this case and you would have to pay to begin anew.
Q: Will this wipe out my debts?
A: Absolutely not. All we can do is restore your credit so that you can use it again. If we remove an item, it just will not show on your credit report. However, you still owe the debt to the creditor. We strongly advise people to pay their debts.